Personal
Basic
Know what is yours to direct.
$8.99 /mo
Billed monthly
- Reservoir + cash-flow projection
- Transaction review, rules + receipts
- Net worth + goals
- HSA vault
- AI assistance included
The everyday view of your household money.
Personal. Business. Both sides.
The right plan for your money.
One home for your household, your business, or both. Choose your coverage and start with seven free days. Add your card before entering.
Prices after your free week
Personal
Premium
Keep your taxes in view all year.
$19.99 /mo
Billed monthly
- Everything in Personal Basic
- Year-round tax diagnostics + Tax Moves
- W-4 nudges + quarterly estimates
- Schedule C drafting + diagnostics
- Federal + state 1040 filing Beta
Schedule C filing also needs a business plan. Filing is in Beta.
One entity · 3 management users
Business
The money, the books and the work behind them.
$299 /mo
Billed monthly
- Reservoir, review, approvals + receipts
- Full books, AR/AP, close + reconciliation
- Entity packet + QuickBooks sync
- Approval rules + spend controls
- Tax preparation + quarterly plan
- Payroll for one person
- Business + payroll filing Beta
- 1 state business income tax filing per tax year Beta
- Virtual cards + treasury Beta
One entity, three management users and one payroll person. Advisor and CPA seats are free. See additional capacity rates below.
Personal + business
The Whole Farm
Both sides of the fence. One login.
$319 /mo
Billed monthly
- Everything in Business
- Everything in Personal Premium
- Household net worth, goals + HSA
- Household + business tax preparation
- Payroll for one person
- Personal + business tax filing Beta
- 1 state business income tax filing per tax year Beta
- K-1 flows into your personal return Beta
- Virtual cards + treasury Beta
One household plus one entity, three management users and one payroll person. The same additional capacity rates apply. All filing features are in Beta.
A clear base. Room to grow.
Business and The Whole Farm each include one entity, three management users and payroll for one person. The rates below apply to additional capacity.
Additional business entity
$99 / month
A separate business with its own books. Bank accounts, departments and locations do not count as entities.
Additional management user
$15 / month
Count each management user once across all entities. Employee access to their own pay information does not require a management seat.
Additional payroll person
$8 / month
Count once per employing entity in each month paid, regardless of payroll frequency. Standard ACH payroll payouts are included.
Advisor and CPA seats stay free. The one included payroll person applies to the base subscription. Additional capacity is confirmed with you before activation and billed monthly, including on yearly base plans. Charges adjust with your entity, management-user and payroll counts.
Payroll timing, fees and service scope
Next-business-day payroll requires an activated Moov Wallet, sufficient cleared wallet funds, eligible recipients and release before the applicable cutoff. Funding the wallet by ACH from a linked bank normally has a two-banking-day hold; faster funding requires Moov approval. Weekends and bank holidays do not count.
Standard ACH payroll payouts are included. Applicable taxes, other payment processing, instant payments and return fees are additional. Implementation, custom workflows, heavy automation and hands-on services are scoped and quoted separately.
Tax filing, payroll filing and card issuing are in Beta. When filing launches, each business offer includes one state business income tax filing per tax year for its included entity. Business yearly base pricing equals twelve monthly base payments.
Business · $299/month
Get started with BusinessNo charge today. Renews after 7 days unless you cancel.